We work best with people who are ready to simplify and organize their financial lives. They understand the success of their retirement is too important to manage on their own. They want a trusted partner to give comprehensive advice for all aspects of their financial life. They understand the value of their time, and our experience.
We work with a very diverse group of clients, but have the most experience with the following:
Near Retirement
Our typical client:
- Is aged 50 - 65 with investable assets >$2mm
- Has questions about their 401k and how to maximize social security
- Has questions on how to turn their investments in a paycheck
- Has questions on whether that steady cash flow is enough to live on
- Enjoys hobbies or travel more than monitoring their investments
- Wants to leave a legacy, whether to family or charity
Already Retired
Our typical client:
- Was looking for a partner to help guide them through their retirement
- Had saved the majority of their wealth primarily in their employer plan
- Wanted to make sure their retirement income would be enough to last
Busy Working Professionals
Our typical client:
- 35-50 male and female
- Both single or married with or with out children
- Typically has over $100k in household income
- Know they don’t have the time to pay attention to their finances, seeking help
- Value having a guided plan for their financial goals
Recent Career or Job Change
Our typical client:
- Is aged 35 - 60 and in their prime earning years
- Doesn’t have time to pay attention to their finances, know they need help
- Has recently moved to a higher paying job and are ready to put that increased monthly cash flow to use
- Are unsure about options for their former 401k or retirement plan
- Focused on minimizing taxes and maximizing their retirement savings
Young Families
Our typical client is:
- 25-45 years old with combined income above $100k
- Usually married or raising young children
- Needing help to align investments with goals and time horizons
- Considering 529 plans, life insurance, and estate planning
- Focused on building wealth and growing their assets
Business Owners
Our typical client:
- Has questions about employee benefit plans and tax deferral strategies to help retain their employees
- Is interested in business planning and eventual succession planning
- Has questions about insurance policy options
Recovering or continued DIYer
Our typical client:
- Attempted to create their own financial plan, but did not stick to it
- They were wanting to continue to trade on their own but just wanted a financial plan to follow and come back every six months or year to make sure they are on track
- Has made to many emotional mistakes managing their own money
- Was now ready for a partner to help guide them
Widows
Our typical client:
- Was looking for someone other than who their significant other used
- Had assets their not sure what to do with
- Was in need of help generating income from their assets
- Want to make sure that their excess money will be passed on as they wish
Referrals
Regardless of account size or income, we consider working with anyone directly referred by one of our satisfied clients:
- Family members
- Co-workers
- Friends
- Neighbors
- Other
